Population aging keeps on creating growth opportunities for life insur- ance sector; in light of this opportunity, the topics discussed within the paper are focusing on the definition of contractual profiles involving life annuities in order to obtain a reasonable risk-profit sharing between the parties. In particular sur- vival indexed participating annuities are studied, for which a profitability analysis is provided by means of suitable balance-sheet indexes.

Survival betterment as competitive leverage in insurance sector: profitability analysis for a class of participating variable annuities

SIBILLO, Marilena;
2012

Abstract

Population aging keeps on creating growth opportunities for life insur- ance sector; in light of this opportunity, the topics discussed within the paper are focusing on the definition of contractual profiles involving life annuities in order to obtain a reasonable risk-profit sharing between the parties. In particular sur- vival indexed participating annuities are studied, for which a profitability analysis is provided by means of suitable balance-sheet indexes.
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Utilizza questo identificativo per citare o creare un link a questo documento: http://hdl.handle.net/11386/3491677
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